YOUR MEDICARE 2017 AT A GLANCE

Medicare changes every year.  Here are some changes for 2017 that will impact all Medicare users.

  • Part A (hospital) deductible will increase to $1,316 for each admission period.
  •  Part B (outpatient) annual deductible will increase to $183.
  •  Per Day Hospital Cost Sharing for days 61-90 is $329
  •  Per Day Hospital Cost Sharing days 91 & after is $658
  • Cost sharing for nursing home days 21 to 100* is $164.50 per day.
If you have a supplemental policy, most or all of these deductibles may be covered by the policy.

When you are approved for Social Security disability under Title II (the regular SSDI disability program), you will become eligible for Medicare insurance after receiving disability payments for 24 months.  Note:  Back pay will reduce the 24 month wait because Medicare eligibility begins on the date you first became eligible for a disability payment. 
__________
*Some Medicare supplement policies cover the daily cost sharing for days 21-100 in a skilled nursing facility ($164.50 per day) -  but not all policies provide this coverage.  Check your policy carefully.

Comments

  1. Charles W. ForsytheDecember 19, 2016 at 9:10 PM

    Medicare coverage is usually obtainable for 2 groups of individuals: (1) Disabled persons who are not yet age 65 and have been getting Social Security disability payments for 24 months; and (2) Persons who have reached the age of 65.

    ReplyDelete

Post a Comment

Popular posts from this blog

GETTING MONEY FROM SSDI

SSDI stands for Social Security Disability Insurance .  When you first began working, the Government deducted a percentage of your wages, called a FICA tax.  This continued as long as you worked, in most cases.  This money was matched by your employer and set aside in a government trust fund to help you if you later became disabled and could not work. SSDI is a type of government sponsored insurance program, usually called "Social Security disability insurance."  To get benefits out of SSDI, you must prove  that you have a medical disability so severe that you cannot work any full-time job; that this disability has lasted, or is expected to last, for at least 12 consecutive months. That sounds simple but Social Security has made it rather difficult to prove that you are disabled.  One reason is that their definition of 'disability' is so strict.  You usually must prove that you cannot perform even simple, unskilled work at the sedentary (sitting) leve
Read more

POST HEARING EVIDENCE

Many people assume that a Social Security disability case is over when the hearing has been held.  This isn't always the case.  Often there is post hearing work that should be done to achieve the best chance of a favorable decision. Everyone at a disability hearing works under pressure.  This includes the claimant, the representative, the vocational expert and even the administrative law judge.  Hearings are generally limited to less than one hour.  The judge will ask questions that place the claimant under stress to answer correctly.  The representative or attorney will be asked to respond to procedural issues or points of law that place him or her under pressure.  The judge must constantly conduct the hearing so that it follows Social Security laws, rules and regulations.  Further, the judge must form accurate hypothetical questions for the vocational expert based on the medical and vocational evidence in the file and upon the claimant's testimony.  The vocational expert th
Read more

PARTIALLY FAVORABLE DECISIONS ON DISABILITY

You attended a hearing on your Social Security disability claim.  A few weeks later, you receive a Notice of Decision in the mail that says you have received a Partially Favorable decision.  Does this mean that you are only partially disabled, not fully disabled? ANSWER:  No.  Social Security does not make awards for partial disability.  You are either disabled or not disabled.  There is no such category as "partially disabled" within Social Security law. A "partially favorable" decision means that the administrative law judge has found you to be disabled.  However, he or she has changed some material fact in your application.  Most often, this change involves the established onset date--the date you were found to have become disabled.  For example, in your application you may have alleged that you became disabled on June 1, 2012.  After reviewing the facts of the case, the judge may have decided that you did not become disabled until September 1, 2012.  Theref
Read more