SOCIAL SECURITY DISABILITY INSURANCE



Most Americans who have worked are covered by disability insurance under the US Social Security Act.  While we don't usually think of Social Security as insurance, that's exactly what it is.  It is called SSDI, or Social Security Disability Insurance.  Individuals who are currently covered are said to have "insured status."  It is paid for by FICA taxes deducted from each worker's pay and matched by the employer.  FICA stands for Federal Insurance Contribution Act, the method used by the US Government to pay for Social Security.

Can You Qualify for Benefits?

Federal disability benefits may be available if an individual has a severe, medically determinable impairment that prevents all full-time work and has lasted, for is expected to last, at least twelve consecutive months or end in death.  

Burden of Proof

The burden of proving disability under the rules rests upon the claimant.  Today, approximately 75 percent of individuals approved for SSDI benefits must appeal at least one denial and appear at a hearing in order to be approved.

Email Us About Your Disability - FREE 

Comments

  1. Charles W. ForsytheSeptember 18, 2015 at 7:34 PM

    Email us about your claim FREE. Send your email to forsythefirm@gmail.com

    ReplyDelete

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