WHO CAN FILE FOR DISABILITY?

Here is a question that recently came across an advocate's desk via a telephone inquiry:

 "I am disabled due to a serious disease.  However, I have a rather large balance in my savings account and I also receive a good income from investments I made years ago.  Can I still qualify for Social Security disability benefits?"

 The answer is, having money in the bank and investment income will not disqualify a person from receiving Social Security disability under Title II.  There is no means testing for a disability claim.  Simply put, a person could have a million dollars in the bank and if he or she meets the established requirements for disability, there is no reason they would not be approved.

 Now, if the "investment" income is being derived from owning a business where the claimant is still actively investing time and expertise, that may be a different matter.  But current income from stocks, bonds or most pension plans, for examples, would not disqualify an individual.

 People sometimes confuse disability with SSI or Supplemental Security Income - which is a Title XVI program.  SSI is means tested.  An individual who is disabled must show limited financial resources and low income in order to qualify for SSI - but not for disability under Title II.  These are two very different programs, both administered by the Social Security Administration, but with different rules for eligibility. 

 Unfortunately, most of the people who contact my firm are not this blessed.  We help people who often have little or no savings and no income.  Social Security law allows us to help these individuals without an upfront fee - because we will be paid if the claim is successful and results in back payments to the claimant.

 To talk about your disability or SSI claim, contact the Forsythe Firm at (256) 799-0297 or toll free at 1-855-854-CASH.  Click HERE to find us on the web.

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