I AM DISABLED - BUT DENIED? WHAT CAN I DO?

Fewer than 3 out of 10 initial applications for Social Security disability are approved.  Many truly disabled and deserving individuals are denied for any number of reasons.  The only solution is a timely appeal.

In Alabama (and 9 other states), you may file a request for a hearing immediately upon being denied.  You only have 60 days, however, in which to request a hearing in writing.  A hearing refers to a personal appearance before a federal administrative law judge.  This judge is not bound by any previous Social Security decision and can evaluate all the evidence, including new evidence that you submit, and make a new decision.

National award rates by administrative law judges were down during the final quarter of 2011--to 49 percent.  In Alabama and Tennessee, the award rates average closer to 60 percent.  Award (approval) rates vary from hearing office to hearing office and from judge to judge. In one of the hearing office where I represent clients, the judge with the highest rate issues 68 percent favorable decisions; the judge with the lowest rate approves 48 percent - a 20 point spread within the same hearing office.

The average time to process a hearing is around 350 days.  That is measured from the time the appeal is filed until the decision is issued.

For persons living in Tennessee, there is a required step between denial and hearing.  That step is called "reconsideration."  If a case is denied, you have to give the same stage agency an opportunity to "reconsider" their decision before you may ask for a hearing.  Less than 10 percent of denials are changed at reconsideration.  A total of 40 states have the "reconsideration" phase as a requirement before you can ask for a hearing by a federal administrative law judge. Reconsideration usually takes about 3 to 4 months.  Pardon me for being blunt in saying, the reconsideration process is, in my humble opinion, a waste of time.  I am glad that in Alabama we don't have to contend with it (except in the rare case where the claimant filed a claim in one of the other 40 states, then moved to Alabama).

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