IS SOCIAL SECURITY A "SHADOW UNEMPLOYMENT PROGRAM"?
I am sickened when I hear journalists or critics of the Social Security disability program making outrageous claims. One of the current hot buttons is the claim that Social Security disability has become "a shadow unemployment benefit program." This is such hogwash! Social Security disability is governed by a complex system of federal regulations, consisting not only of the Social Security Act but Parts 1-99 of the 20 Code of Federal Regulations (20 CFR). These regulations have set up mandatory processes and rules of evidence which absolutely prohibit disability benefits to anyone who is not (a) insured under the Social Security Act (b) unable to work at any substantial gainful activity (c) disabled for at least 12 consecutive months and (d) able to provide objective medical evidence proving the disabling condition. From the time of application, the typical process to get approved for Social Security disability can take 24 to 36 months or...