DISABILITY - ONE OVERLOOKED BENEFIT
We often concentrate on the cash benefits of Social Security disability - the monthly check and the lump sum retroactive benefit. Another of the very important benefits of Social Security disability, however, is Medicare coverage. An individual becomes eligible for Medicare 24 months after the established date of onset. For example, if you had a disability hearing today in which the hearing officer found you to be disabled as of August 1, 2010, you would become eligible for Medicare on August 1, 2012. This is one more reason why proving that early onset date is important to you. For someone who has struggled with the weight of medical bills without health insurance Medicare is a tremendous blessing! Even if you are fortunate enough to have private medical insurance, Medicare may allow you the option to discontinue the private insurance and the expensive premiums that come with it. If a claimant qualifies for Supplemental Security Income (SSI), as op...